Sign Up for Free Mobile Banking! It’s Simple.
(Please note you must have an online AFCB account and a web-enabled cell phone with a text plan - normal charges may apply.)

Step 1: Log into your AFCB online banking account and click the OPTIONS tab
(top center of the page, above logo).

Step 2: Scroll down to the MOBILE BANKING section.

Step 3: Enter your mobile phone number, including area code (ex. 423-555-1111).

Step 4: Select your mobile carrier from the drop down list (ex. Verizon, AT&T).

Step 5: Select and enter a 4-digit numeric PIN* and repeat. Click Submit.

Step 6: Upon successful completion, you will receive a one-time link via text to your mobile phone.

Step 7: Open the text message and select the link to launch the web browser for mobile banking.

Step 8: Enter your username (same username as your online banking account – case sensitive).

Step 9: Enter the PIN you selected in Step 5.

Each time you log on to your account, you will receive another text message with a new access link.
The most recent text message link must be used each time you log into your mobile banking account.

*You will be responsible for maintaining your mobile banking PIN. When you choose your Athens Federal Community Bank mobile banking PIN, be sure to keep it a secret.
Memorize it, or write it down and keep it in a secure place. Make sure no one watches you enter your PIN and always log out of mobile banking when your session is complete.

It’s Just That Easy.

Click here for a printable .pdf version of the Athens Federal Mobile Banking instructions.

    Athens Federal Mobile Banking Frequently Asked Questions
    Does Athens Federal offer a mobile App?
    No, Athens Federal does not currently offer a mobile App. However, the mobile version of your AFCB account is optimized and can be conveniently viewed on any web-enabled phone with a text plan, including all iPhone and Android platforms.
    If there are multiple people on my account with the same online banking log-in, can each person log into mobile banking using a different phone?
    No, each mobile banking customer must sign up for online banking using a unique user name and password to register different phone numbers for mobile banking. 
    Can I be charged by my mobile phone provider when I use mobile banking?
    Yes, if your mobile phone agreement does not include text messaging and a data plan, normal charges may apply.
    How do I sign up for an online Athens Federal account?
    Go to Online Banking Sign Up. Complete the online registration form.
    How do I log into my mobile banking account if I accidentally deleted my last text message with the most recent log-in link?
    Go to www.athensfederal.com. Log into your online baking account, click “Options” at the top of the screen, scroll to mobile banking and enter (and confirm) your mobile banking PIN. A new text message will be automatically generated and sent to your mobile phone.
    If my mobile phone is lost or stolen, can my mobile account be accessed if the most recent text message with a log-in link is still on my phone?
    No, your AFCB mobile banking account is secure even if your mobile phone is lost or stolen because log in always requires an Access ID and Mobile PIN.