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ATHENS FEDERAL COMMUNITY BANK LOAN OFFICERS

Left to right: Paul Webb, Paul Harvey, Thom Johnson, Richard Boyd, Beau Burris, Jay Legget, Jr., Janice Duckett, Mike Tallent, Brook Johnson, Janice Gentry, Shane Sewell and Ross Millsaps

Athens Federal offers a full range of loan products. We have been making loans for over 70 years and take pride in offering quality loans to fit your individual needs. Stop by and visit with one of our loan officers to make your selection.

Our loan selection includes:

• Consumer Loans
  • Automobiles/Boats
  • Vacation
  • Recreational Vehicles
  • Home Improvement
  • Debt Consolidation
  • Electronic Equipment
  • Lawn and Garden Equipment
  • College Tuition
  • Education Loans

Consumer loans set-up with an automatic debit of the payment from an Athens Federal checking account may receive a reduction in interest rate.

• Mortgage Loans
  • Fixed Rate Loans - up to 30 year term
  • First Time Home Buyers Program
  • Adjustable Rate Loans
• Home Equity Line of Credit
• "Land Only" Real Estate Transactions
• Balloon Loans
• Construction Term Loans - interest payment only during construction
• Construction Permanent Loans
• Second Mortgage Loans
• Mobile Home Loans
• Real Estate Refinance Transactions
  • Secondary market cash-out refinances
  • Secondary market non cash-out refinances
  • In-house refinances
• Commercial Loans