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Mortgage Loans
Loans & Mortgages Mortgage Loans

Mortgage Loans

Ready to buy? Want to build? Rates are at historic lowsit's a great time to purchase your first place, move up, or build your dream home.

Visit our online mortgage center to see featured rates and mortgage calculators, get a quick quote, sign up for "rate watch" and receive alerts when rates hit your target, and apply for a mortgage loan or prequalification online!

Fixed Rate Mortgages First-Time Homebuyer Program Loans (FHA)
VA and Rural Development (RD) Loans Home Equity Lines of Credit
Adjustable Rate Loans

Construction Loans: Permanent & Term
(interest payment only during construction)

Home Equity Loans (second mortgage) "Land Only" Real Estate Transactions
Real Estate Refinance Transactions:
Secondary Market Refinances
(cash out or non-cash out) & In-House Refinances

If you would like additional information about Mortgage Loans, please complete the short form below or contact a loan officer.

All loans are subject to credit approval and loan guidelines.

Want more information about Mortgage Loans? Let us know!

Warning: The email to be sent below is not encrypted, please do not include any personal information or passwords. An email is NOT a secure means of communication and should NOT be used to convey your social security number, date of birth, or account number.


Janice Gentry, VP, Loan Officer (Athens)