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Athens Federal Commits $51,000 to High Schools for Financial Literacy
About Us Athens Federal Commits $51,000 to High Schools for Financial Literacy

Athens Federal Community Bank recently committed $51,000 over three years to bring financial literacy education to high school students across McMinn, Monroe, Meigs and Bradley counties by providing them with access to the Athens Federal SMART Start Financial Literacy learning platform, powered by EverFi™. This web-based program uses the latest in new media technology, including Level 4 simulations, avatars, gaming and adaptive-pathing, to bring complex financial concepts to life for today’s digital generation. Through this platform, students will become certified in hundreds of topics in personal finance, empowering them to become more informed, responsible citizens.

Using the acronym SMART (Save, Make a Budget, Avoid debt, Resist overspending, and Think about your future) to define the overall objectives of the program, Athens Federal has partnered with EverFi to bring the SMART Start interactive financial management program to the following high schools across the bank’s service area at absolutely no cost to the schools:

  • Bradley Central High School
  • Walker Valley High School
  • Cleveland High School
  • McMinn County High School
  • McMinn Central High School
  • Meigs County High School
  • Sequoyah High School
  • Sweetwater High School
  • Tellico Plains High School

“As we face the worst economic situation in generations, it is more important than ever to arm young people with the skills to navigate an increasingly complex financial system,” said Jeff Cunningham, president and CEO of Athens Federal. “We are thrilled to offer students an innovative educational experience that uses tools they enjoy and are familiar with – digital learning and gaming – to teach this critical topic.”

According to a local student who recently began the program, “…it is easier for students to learn by doing things they are used to doing. Technology is a part of everyday life for the normal student, and by doing these modules online, [students] feel more comfortable than if it were in a book.”

Patrick Spangler, a teacher at Bradley Central High School, supports the program, “I think my students find the material to be engaging, comprehensive and very helpful. We are focused on ensuring our students are well-equipped to handle their own financial responsibilities and the SMART Start program helps us achieve that goal.”

The 10-unit course offers approximately six hours of programming aimed at teaching, assessing and certifying junior- and senior-level students in a variety of relevant financial topics including credit scores, insurance, credit cards, student loans, mortgages, taxes, stocks, 401K savings plans and other essential concepts that adhere to the state of Tennessee’s Personal Finance curriculum requirement and national financial literacy standards. The platform uniquely tracks the progress and score of every student and provides students who successfully complete the course with Certification in Financial Literacy, a valuable mark of distinction on college applications and resumes.

“From the small rural towns to major cities across the US, EverFi technology is literally transforming how students learn, and we are incredibly grateful for the sponsorships that make this possible,” said EverFi CEO Tom Davidson.

“Athens Federal is vital to the success of our mission to
ensure these cutting-edge tools reach students in all communities.”

EverFi is the leading education technology platform company to teach, assess and certify students in critical skills including Financial Literacy, Student Loan Management, Digital Literacy, and Health and Wellness. The company is powering a national movement in 50 states that enables students to learn using the latest technology, including rich media, gaming, high-definition video and simulations. EverFi teams with major corporations and foundations to provide the programs at no cost to schools. To date, more than 4 million students have completed the EverFi learning platforms. Learn more at