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Mobile Deposits
Electronic Banking Mobile Deposits

Snap. Click. Deposit.

Typically, when you receive a check, you have to review your calendar for the next best time to swing by a branch and make your deposit during bank business hours. But, thanks to Athens Federal Mobile Deposit, with a few simple taps and the camera on your smartphone, you will be able to deposit that check in a snap. Deposit checks from your Athens Federal mobile app anytime, anywhere!

What is Athens Federal Mobile Deposit?

Athens Federal's Mobile Deposit allows you to deposit checks to any of your Athens Federal checking or savings accounts using the camera on your mobile phone or tablet via the Athens Federal Mobile Banking app. Simply select the account to which the deposit should be credited, enter the amount of the check and take a picture of the front and back of the check to make your deposit anytime, anywhere!

Do you want Mobile Deposit?

New users must (1) have an active online banking account, (2) have a camera-equipped smartphone and (3) be enrolled for mobile banking and have installed the AFCB mobile app on your device. Simply click the "Mobile Deposits" tab in your AFCB mobile app and follow the prompts on the screen to enroll. Additional restrictions and limitations may apply.

Please note that in order to access all available functions of the AFCB mobile app (including Mobile Deposit), it is recommended that you set your phone to automatically update the AFCB app or check periodically for updates in your app store.

Step-by-Step Instructions

IMPORTANT: Endorse your check with "For Mobile Deposit Only, name on account (depositor), Account # ___________" (enter the account number into which you'd like the check deposited). The check must be endorsed properly to avoid delays in processing or rejection of your deposit.

When using Athens Federal Mobile Deposit from your iPhone or Android app, simply:

1. Select "Mobile Deposit" from the main menu of the app.
2. Select "Deposit a Check."
3. On the Deposit Screen:
Click "Check Front" and take a photo of the front the check as instructed on the screen. If the photo is acceptable, click "Use" (if not, choose "Retake").
Click "Check Back" and take a photo of the back of the check as instructed on the screen. If the photo is acceptable, click "Use" (if not, choose "Retake").
Be sure your check is properly endorsed for mobile deposit – see note above.
Enter the amount of your check.
Under "Deposit to Account," select the account into which you would like the check deposited (the drop down box is at the bottom of the Amount entry screen if you have more than one account on file).
4. Review and select "Deposit" to complete your deposit.
5. The screen will display your transaction ID number and you will receive a confirmation email.
If you have additional questions, refer to our Mobile Deposit Reference Guide.

Is there a charge for the mobile deposit service?

A fee of $1.50 per check deposited will be charged to your account. You may review mobile deposit fees on your monthly statement. If you make more than one mobile deposit per statement cycle, the charges will be combined and displayed one time on your statement. Message and data rates may also apply. Contact your mobile service provider (carrier) for more information about your mobile account and contract terms.


Frequently Asked Questions about Mobile Deposits


Mobile Deposit Quick Reference Guide

Check out our Quick Reference Guide with screen shots for additional step-by-step instructions on your phone. If you have specific questions or need further assistance, please contact us at 800-526-3572 or 423-745-1111.
*Please review the Athens Federal Mobile Banking policy, including the mobile deposit agreement and terms and conditions before making a mobile deposit.
Account eligibility requirements apply. Data charges may apply - contact your wireless service provider for details. Must have an active Athens Federal account and must use a supported, camera-equipped mobile device with the Athens Federal Mobile Banking app installed. Fees and other restrictions apply. Refer to the Mobile Remote Deposit Capture Agreement for details.