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Online Banking
Electronic Banking Online Banking

On the go or on the couch. Bank on your time.

We took online banking one step further to bring you the most efficient, powerful banking tool possible.

To enroll, simply contact your customer service representative at 1-800-526-3572. The process typically takes less than 10 minutes.

See what you can do with Athens Federal Online at your fingertips.

at a Glance

Fully customizable view of your accounts

Pay Bills & Schedule Payments
  • View and pay your bills electronically, all in one place
  • Make secure payments to any person or company anywhere, anytime
  • Verify your account balance as you pay your bills
  • Automate recurring payments to save time each month
  • Receive email and text reminders when bills are due

    View Online Bill Pay Demo
External Transfer
Transfer funds between Athens Federal accounts and/or external financial accounts.
Person-to-Person Send money or payments directly to a friend, family member, business, etc., via an email address, without being required to know the person's bank information.
  • Aggregate accounts from other sources or financial institutions in an easy dashboard view
  • Monitor accounts and categorize transactions (food, transportation, etc.)
  • Retain and review account and transaction history
  • Create and maintain a budget and establish financial goals
  • Track net worth
  • Monitor activity through alerts
  • Import transaction data from other online accounts

Electronic statements and notices with 16 months of history

Communicate with Athens Federal account representatives by sending and receiving secure account information directly from online banking.
Stay aware of account activity by setting up text or email alerts for events (transfers, deposits), balances (account above/below a specified balance), items (a check or other item has cleared), or personal dates (birthdays, anniversaries).
*Transfer Between Banks: There is no charge to transfer funds to your Athens Federal account; however, there is a $3 fee per transfer to transfer funds from your Athens Federal account to an account you own at another financial institution.

Frequently Asked Questions About Online Banking

Online Banking Fraud Alerts

We will NEVER request sensitive information on our website or via email or text message. Click here to learn more about recognizing fraud.

You should never provide personal or financial information through email. It is possible to make email messages appear to come from a reliable source. If you have responded to an email similar to this one or if you ever have questions regarding a communication that appears to come from us, please call us at 423-745-1111 or your local branch.

Click for more information about Athens Federal's online security procedures (PDF)

Online Banking Security

Are you using a supported browser? Check now.

Modern web browsers saves usernames and passwords. It will automatically complete any login request for you. This allows people at your computer to use your logins without knowing your passwords. We recommend you disable this function. To learn more and how to turn this off, click the link of your web browsers below:


Do you have your bank in the palm of your hand?

Download the Athens Federal Mobile App to check accounts, transfer money, pay bills or even deposit checks to your Athens Federal account using your phone's camera.

Available for free download from the Google Play (Android smartphones) and Apple store (iOS smartphones, iPads).
Search "Athens Federal Community Bank."