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Main Merger

IMPORTANT NOTICE: On October 1, 2018, Athens Federal Community Bank, NA merged into CapStar Bank. We plan to complete a system consolidation in the second quarter of 2019. Until that time please use your Athens Federal products and services as you have before October 1, 2018.

Athens Federal Community Bank, NA
Officially Forms Partnership with CapStar Bank.

We are pleased to announce that our partnership and the official merger between Athens Federal Community Bank, N.A. and CapStar Bank has received final regulatory approval. We are excited to join our banks together and continue the business of providing you with exceptional service and even better banking products.

Our partnership will provide new and expanded benefits for all of us, including:

- A broader footprint with more locations to serve your banking needs.
- A better suite of products to support our business customers.
- The best mobile and online banking services to compliment your lifestyle.

Our goal is to combine our banks without interrupting or affecting the great service you deserve and will continue to receive after the merger is complete. We don't anticipate any immediate changes, but realize you may have questions about how our new partnership might impact you. We promise to:

- be transparent and communicate with you often
- keep relationships familiar and communities a priority, and
- listen to you!

Most importantly, you will be dealing with the same people who have always served you and taken care of your banking needs. We are honored to be your chosen financial partner and will remain committed to you and our local communities.

Going forward, if you have any questions about the partnership that are not addressed in our communications, please call us at (423) 745-1111 or email We encourage you to visit us at and reference the Questions and Answers that follow.

You are the most important piece of the partnership between Athens Federal and CapStar. Thank you for trusting us and please reach out if you have questions or concerns. We do want to hear from you. We are here to serve you.

Please click here to access Customer FAQs